GK -Important Points
1-For printing of currency notes two presses were set up by government of India.one is at Nasik and another one is at Dewas
2-Central Office of RBI was first established at Kolkata
3-The banking ombudsman scheme was formulated by RBI
4-RBI logo consists of Tiger animal
5- RBI Central board consists of not more than 4 deputy governors
6-RBI has two Training colleges for officers training.one is at Pune and the other one is at Chennai
7-Reserve bank of India has 4 number of Zonal offices
8-C D Deshmukh is RBI First Indian Governor
9-Reserve Bank of India Nationalised in the year 1949.
10-Reserve bank of India founded in the year 1935
11-It’s ‘Reserve Bank of India( Section 22), who is the sole authority to issue and manage currency in India
12-The minimum capital requirement for both small banks and payments banks is Rs 100 crore (minimum paid-up equity capital).
13-RBI is known as Lender of Last Resort because, banks are supposed to meet their shortfalls of cash from other sources and if the other sources don’t meet the demand, then they approach RBI.
14-The assets of the banks which don’t perform (that is – don’t bring any return) are called Non Performing Assets (NPA) or bad loans. Bank’s assets are the loans and advances given to customers. If customers don’t pay either interest or part of principal or both, the loan turns into bad loan.
15-The Reserve Bank of India extended the timeline for full implementation of the Basel III capital regulations by a year to March 31, 2019 from March 31, 2018.
16-Basel III is a comprehensive set of reform measures, developed by the Basel Committee on Banking Supervision, to strengthen the regulation, supervision and risk management of the banking sector.
17-Equated Monthly Installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month.
18-Draupadi Murmu became the first woman Governor of Jharkhand and ninth Governor of Jharkhand. She succeeded Syed Ahmed.
19-Novak Djokovic has been selected for the Laureus Sportsman of the Year award and Genzebe Dibaba Ethiopian middle- and long-distance runner) has been selected for Sportswoman of the Year award.
20-Sukanya Samriddhi Yojana : The minimum deposit under the scheme is Rs. 1000/-. The maximum deposit is Rs. 1.5 lakhs. There is no limit on the number of investments one can make in an account either in a month or in a year.
21-Industrial Credit and Investment Corporation of India (ICICI) Bank has launched country’s first ‘contactless’ debit and credit cards. These cards will provide its customers to make electronic payments by waving the cards near the merchant terminal instead of dipping or swiping.
22-Axis Bank Limited (formerly UTI Bank) is the third largest private sector bank in India. It offers financial services to customer segments covering Large and Mid-Sized Corporates, MSME, Agriculture and Retail Businesses. Axis Bank has its registered office at Ahmedabad.
23-The God of Small Things is the debut novel of Indian writer Arundhati Roy. It is a story about the childhood experiences of fraternal twins whose lives are destroyed by the “Love Laws” that lay down “who should be loved, and how
24-John Forbes Nash, Jr. was an American mathematician with fundamental contributions in game theory, differential geometry, and partial differential equations. He won the Nobel Prize for Economics in 1994.
25-Shivnarine Chanderpaul is the first Indo-Caribbean to play 100 Tests for the West Indies.
26-India’s Ravichandran Ashwin continued to hold on to the top spot in the all-rounders’ table and also retained his second position in the bowling list in the latest ICC Test rankings.
27-Australia has awarded its highest civilian honour, the Companion of the Order or Australia (AC) to India-origin scientist and professor Chennupati Jagadish.
28-Denmark has emerged as the least corrupt country in the world for a fourth consecutive year, according to the non-governmental organisation Transparency International.
29-Finland and Sweden ranked second and third respectively on the 2015 Corruption Perceptions Index, while North Korea and Somalia were named the most corrupt out of 196 nations.
India took the 76th spot on the list.
30-Left-arm spinner Ravindra Jadeja, who picked up 23 wickets in four Tests against South Africa, is the only other Indian bowler to be figuring in the top-10 list, which is still headed by England’s Stuart Broad.